Visas · the United StatesUS · Schengen visa
Schengen visa travel insurance for US residents
A Schengen visa needs proof of €30,000 medical cover. Which insurers will issue a certificate to someone applying from the United States. 10 of the 30 policies we track look workable for this profile, and 13 are ruled out for reasons we show.
What the rules say for this profile
Everything below is generated by running this exact profile through the same rules engine the site's checker uses, against insurers' published wordings and FAQs. Nothing is ordered by commission.
Likely yes Strong eligibility match 8
Published rules fit this whole profile.
| Insurer | Why | Source |
|---|---|---|
| WorldTripsAtlas Travel / Atlas America | Your residence works. US and non-US citizens eligible outside their home countries.Age is fine. Trip length fits. 5–364 days, max 12 months including extensions.Schengen visa certificate. “Meets Schengen visa requirements”; letter via member portal, confirmed on official FAQ. | source checked 2026-08-03 |
| AXA SchengenBasic / Essential / Premium | Your residence works. Worldwide purchase; some countries (e.g. at war) not eligible.Age is fine. Trip length fits. Up to 90 days per stay; Annual = unlimited ≤90-day trips.Schengen visa certificate. Core product: €30k–€2M cover, instant certificate, full refund if visa refused. | source checked 2026-08-03 |
| Europ AssistanceSchengen / Schengen Plus | Your residence works. Residents of most countries worldwide, apart from an excluded list. EU residents may also buy for travel within Schengen outside their own country.Age is fine. Trip length fits. Visa-aligned: 90 days, or 90 in any 180, with an annual multi-trip option.Schengen visa certificate. The reference product: €30,000 on Schengen and €60,000 on Schengen Plus, instant certificate recognised by embassies, and a full premium refund if the visa is refused. | source checked 2026-08-03 |
| DR-WALTERPROVISIT VISUM / PROTRIP-WORLD | Your residence works. The inbound products are open to any non-German citizen visiting or staying in Germany, the EU or the Schengen area, whatever your nationality.Age is fine. Trip length fits. PROVISIT VISUM runs to 180 days; PROTRIP-WORLD Traveler is 12 months renewable.Schengen visa certificate. PROVISIT VISUM meets the European Council's Schengen visa requirements, with instant documentation. | source checked 2026-08-03 |
| Care ConceptCare Visa Protect / Care Economy | Your residence works. Inbound Germany, EU and Schengen products for guests, students, jobseekers and skilled workers of any origin.Age is fine. Trip length fits. Care Visa Protect runs 92 days with an annual multi-entry variant; Care Economy runs up to two years including extensions.Schengen visa certificate. Care Visa Protect is accepted by all embassies and consulates for issuing Schengen visas, with €50,000 cover from about €0.85 a day and instant documents. | source checked 2026-08-03 |
| SafetyWingNomad Insurance (Essential) | Your residence works. Sold to residents of most countries; home country must not be under international sanctions.Age is fine. Trip length fits. Up to 364 days per purchase, auto-renews every 4 weeks.Visa letter: verify acceptance. Exceeds €30k medical; downloadable visa letter, consulate acceptance varies. | source checked 2026-08-03 |
| GenkiTraveler | Your residence works. “Any citizen, any residence”, including nomads without any legal residence (Native).Age is fine. Trip length fits. 1–12 months, then switch to Native (unlimited).Visa letter: verify acceptance. €1,000,000 medical; confirmation letter on request. | source checked 2026-08-03 |
| IMGPatriot International / America | Your residence works. Near-worldwide for Patriot travel medical (sanctions carve-outs).Age is fine. Trip length fits. 5 days–12 months; renewable to 24–36 months by plan.Visa letter: verify acceptance. Meets requirements; instant visa letter (reported). | source checked 2026-08-03 |
Specialist Specialist option 2
Built for the awkward part of this profile, or a marketplace covering many carriers.
| Insurer | Why | Source |
|---|---|---|
| EKTATravel / Seniors / Visa-Ready | Your residence works. “Suitable for citizens of all countries”, valid worldwide.Age is fine. Trip length fits. Long-term and annual options to ~1 year.Schengen visa certificate. “Suitable for obtaining a Schengen visa”. Visa-Ready plans. | source checked 2026-08-03 |
| VisitorsCoverageMarketplace (40+ plans) | Your residence works. Customers from 175+ countries; actual eligibility per underlying plan.Age is fine. Trip length fits. Long-duration visitor plans available via carriers.Schengen visa certificate. Sells Schengen-compliant plans from multiple carriers. | source checked 2026-08-03 |
Maybe Worth checking 7
Nothing rules you out, but enough is conditional that the insurer decides.
| Insurer | Why | Source |
|---|---|---|
| World NomadsStandard / Explorer | Age is fine. Trip length fits. Extendable up to 12 months (US residents: 180-day max single trip).Residence: check your country. Residents of 100–140 countries via regional storefronts, but EU sales currently limited to Belgium, Denmark, Germany and the Netherlands.Visa letter: verify acceptance. Plans exceed €30k medical; certificate 'should be accepted', not a dedicated visa product. | source checked 2026-08-03 |
| ACSGlobe Partner / Globe Traveller / Europax | Your residence works. Effectively global: the products cover travel outside your usual country of residence and residence itself is not restricted.Age is fine. Trip length fits. Twelve months on Globe Partner and Globe Traveller; Europax is 90 days or 90-in-180.Schengen visa certificate. Europax meets the €30,000 requirement with a certificate issued online within minutes. | source checked 2026-08-03 |
| HeymondoSingle trip / Long Stay | Your residence works. Marketed worldwide via localized storefronts; US residents face extra restrictions.Age is fine. Trip length fits. Single trip ~90 days; Long Stay renewable to 12 months.Visa letter: verify acceptance. Marketed as Schengen-suitable with certificates; letter mechanics unverified. | source checked 2026-08-03 |
| Seven CornersTravel Medical / USA Visitor | Your residence works. Near-worldwide, but the US-inbound plan cannot be sold to residents of Australia, Nigeria, Ghana and others; Green Card holders excluded.Age is fine. Trip length fits. 5–364 days; USA Visitor Choice extendable to 1,092 days (3 years).Visa letter: verify acceptance. Marketed as satisfying Schengen requirements with visa letter (reported). | source checked 2026-08-03 |
| FayeTravel Protection | Age is fine. Trip length fits. Maximum trip length 180 days.Confirm with the insurer: Schengen visa letter | source checked 2026-08-03 |
| Cigna GlobalInternational health insurance | Your residence works. Expats and globally mobile people across 200+ markets, with dedicated country plans. Reported not available for sale in New York State.Age is fine. Trip length fits. Not trip-bound: an annually renewable health plan.Confirm with the insurer: Schengen visa letter | source checked 2026-08-03 |
| battlefacePost-Departure / Discovery | Age is fine. Trip length fits. Up to ~12 months in some markets; annual plan 40–92 days per trip.Residence: check your country. US, UK, EU + international storefronts; full residence list not verifiable (site blocks robots).Confirm with the insurer: Schengen visa letter | source checked 2026-08-03 |
Ruled out Not eligible, and why 13
The part other sites hide. These rules exclude this profile.
| Insurer | Why | Source |
|---|---|---|
| Chapka AssurancesCap Aventure / Cap Schengen | Age is fine. Trip length fits. Cap Aventure runs three to 24 months. The short-stay and Schengen products cap at 90 days.Schengen visa certificate. Cap Schengen: €30,000 medical, instant certificate approved by Schengen consulates, refundable if the visa is refused, from about €18.Residence. Cap Aventure covers residents of the EEA, Switzerland, Andorra, Monaco and the French overseas territories. Cap Schengen, by contrast, is open to any residence worldwide. | source checked 2026-08-03 |
| Cover-MoreSingle trip / Annual | Age is fine. Trip length fits. Twelve months on a single trip.No Schengen visa certificate. Not marketed for Schengen visas. | source checked 2026-08-03 |
| Southern Cross Travel InsuranceInternational Comprehensive / Working Overseas | Age is fine. Trip length fits. Twelve months including extensions. The separate Working Overseas policy runs up to 60 months.Residence. New Zealand permanent residents on the NZ site, Australian residents on the AU site.No Schengen visa certificate. Not marketed for Schengen visas. | source checked 2026-08-03 |
| SafetyWingNomad Insurance Complete | Age is fine. Trip length fits. “Ongoing coverage, renewable indefinitely.” The long-stay answer when Essential's 364 days run out.Visa letter: verify acceptance. Exceeds €30k medical; visa letter from the dashboard, consulate acceptance varies.Your country of residence is excluded. Complete is not sold to residents of the USA and its territories, Canada, Ireland, the UAE, Saudi Arabia and a sanctions-related list. Essential has no such list. | source checked 2026-08-03 |
| True TravellerTraveller / Traveller Plus | Age is fine. Trip length fits. Up to 548 days, reducing with age: 50 and over is capped lower.Visa letter: verify acceptance. Medical limits far exceed the €30k requirement, but no visa-letter service was found.Residence. UK plus around 39 European countries: the EEA plus Switzerland, Andorra, Gibraltar, the Channel Islands, the Isle of Man and most of the Western Balkans. | source checked 2026-08-03 |
| Globelink InternationalAlready Travelling / Single trip / Annual | Age is fine. Trip length fits. Backpacker single trip runs to 15 months and can be extended while abroad to 18 months total; annual plans offer 17 to 120 days per trip.Residence. UK, all EU countries and the EEA (Iceland, Liechtenstein, Norway). Also covers Australian, New Zealand and South African passport holders temporarily resident in the EU. Switzerland is not EEA, so check with them.Confirm with the insurer: Schengen visa letter | source checked 2026-08-03 |
| StaysureSingle trip / Annual / Long Stay | Age is fine. Trip length fits. Single trip 104 days; Long Stay up to 550 days under 65, dropping sharply with age (76+ is single trip only).Residence. UK, Channel Islands or Isle of Man only, and you must have lived there for six of the last twelve months, with a local doctor and an NI number if you are 16 or over.Confirm with the insurer: Schengen visa letter | source checked 2026-08-03 |
| Allianz Travel (US)OneTrip / AllTrips | Age is fine. Trip length fits. OneTrip Emergency Medical up to 180 days; annual plans 45–90 days per trip.No Schengen visa certificate. US plans not sold as Schengen-visa products. | source checked 2026-08-03 |
| AXA Travel Protection (US)Explorer series | Age is fine. Trip length fits. Explorer OnTrip to 180 days; other plans 30–120.No Schengen visa certificate. Not a visa-letter product. | source checked 2026-08-03 |
| FreelyPay-as-you-go travel cover | Age is fine. Trip length fits. Month-by-month structure suits long and open trips.Residence. Australian residents on the AU product; a separate product exists for US travellers.No Schengen visa certificate. Not applicable: an Australian market product. | source checked 2026-08-03 |
| TuGoEmergency Medical / Visitors to Canada | Age is fine. Trip length fits. Effectively capped by provincial health absence rules; stability rules differ for trips over 35 days.Residence. Canadian residents for the outbound products. A separate Visitors to Canada line covers non-residents already in or coming to Canada.No Schengen visa certificate. Not marketed as a Schengen product. | source checked 2026-08-03 |
| CoverForYouSingle trip / Backpacker / One-Way | Age is fine. Trip length fits. Backpacker up to 18 months worldwide.Visa letter: verify acceptance. A Schengen visa product is marketed; certificate detail not verified.Residence. United Kingdom only, and you must be permanently resident and registered with a UK medical practitioner. | source checked 2026-08-03 |
| InsureandGoSingle trip / Annual / Backpacker | Age is fine. Trip length fits. Backpacker up to 18 months; annual per-trip limits run 31 to 55 days by tier.Residence. UK residents only.Confirm with the insurer: Schengen visa letter | source checked 2026-08-03 |
Other situations for US residents
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Profile used: resident of the United States, not yet departed, medium trip, age band up to 39. Rules checked 2026-08-03. Insurers change eligibility without notice: confirm before you buy. Report an error.