One-way travel insurance for US residents
No return date, no return ticket. Which insurers available in the United States accept an open-ended trip. 7 of the 30 policies we track look workable for this profile, and 17 are ruled out for reasons we show.
What the rules say for this profile
Everything below is generated by running this exact profile through the same rules engine the site's checker uses, against insurers' published wordings and FAQs. Nothing is ordered by commission.
Likely yes Strong eligibility match 6
Published rules fit this whole profile.
| Insurer | Why | Source |
|---|---|---|
| SafetyWingNomad Insurance (Essential) | Your residence works. Sold to residents of most countries; home country must not be under international sanctions.Age is fine. One-way / open-ended is fine. Subscription, no return date or ticket required. | source checked 2026-08-03 |
| GenkiTraveler | Your residence works. “Any citizen, any residence”, including nomads without any legal residence (Native).Age is fine. One-way / open-ended is fine. Monthly subscription, no return-to-home requirement. | source checked 2026-08-03 |
| IMGPatriot International / America | Your residence works. Near-worldwide for Patriot travel medical (sanctions carve-outs).Age is fine. One-way / open-ended is fine. No return-trip requirement found in the certificate. | source checked 2026-08-03 |
| WorldTripsAtlas Travel / Atlas America | Your residence works. US and non-US citizens eligible outside their home countries.Age is fine. One-way / open-ended is fine. Cover simply ends when you return home; no return requirement. | source checked 2026-08-03 |
| World NomadsStandard / Explorer | Age is fine. One-way / open-ended is fine. One-way tickets covered, 1 day to 12 months.Residence: check your country. Residents of 100–140 countries via regional storefronts, but EU sales currently limited to Belgium, Denmark, Germany and the Netherlands. | source checked 2026-08-03 |
| Cover-MoreSingle trip / Annual | Age is fine. Open-ended possible with conditions. Not available self-serve online: they ask you to contact them to discuss one-way cover. | source checked 2026-08-03 |
Specialist Specialist option 1
Built for the awkward part of this profile, or a marketplace covering many carriers.
| Insurer | Why | Source |
|---|---|---|
| VisitorsCoverageMarketplace (40+ plans) | Your residence works. Customers from 175+ countries; actual eligibility per underlying plan.Age is fine. Open-ended possible with conditions. Per underlying plan. | source checked 2026-08-03 |
Maybe Worth checking 6
Nothing rules you out, but enough is conditional that the insurer decides.
| Insurer | Why | Source |
|---|---|---|
| EKTATravel / Seniors / Visa-Ready | Your residence works. “Suitable for citizens of all countries”, valid worldwide.Age is fine. One-way / open-ended is fine. Date-bound policies, no return-ticket requirement. | source checked 2026-08-03 |
| Cigna GlobalInternational health insurance | Your residence works. Expats and globally mobile people across 200+ markets, with dedicated country plans. Reported not available for sale in New York State.Age is fine. One-way / open-ended is fine. Designed for relocation and indefinite stays. | source checked 2026-08-03 |
| HeymondoSingle trip / Long Stay | Your residence works. Marketed worldwide via localized storefronts; US residents face extra restrictions.Age is fine. Open-ended possible with conditions. Long Stay renews in 90-day blocks up to 12 months; not sold one-way to US residents. | source checked 2026-08-03 |
| Seven CornersTravel Medical / USA Visitor | Your residence works. Near-worldwide, but the US-inbound plan cannot be sold to residents of Australia, Nigeria, Ghana and others; Green Card holders excluded.Age is fine. Open-ended possible with conditions. No return requirement found on Travel Medical. | source checked 2026-08-03 |
| ACSGlobe Partner / Globe Traveller / Europax | Your residence works. Effectively global: the products cover travel outside your usual country of residence and residence itself is not restricted.Age is fine. Open-ended possible with conditions. Duration-based products with no return-ticket requirement stated. | source checked 2026-08-03 |
| battlefacePost-Departure / Discovery | Age is fine. Residence: check your country. US, UK, EU + international storefronts; full residence list not verifiable (site blocks robots).Open-ended possible with conditions. Post-departure product structure suggests feasible; unverified. | source checked 2026-08-03 |
Ruled out Not eligible, and why 17
The part other sites hide. These rules exclude this profile.
| Insurer | Why | Source |
|---|---|---|
| SafetyWingNomad Insurance Complete | Age is fine. One-way / open-ended is fine. Monthly health plan, no return date required.Your country of residence is excluded. Complete is not sold to residents of the USA and its territories, Canada, Ireland, the UAE, Saudi Arabia and a sanctions-related list. Essential has no such list. | source checked 2026-08-03 |
| Globelink InternationalAlready Travelling / Single trip / Annual | Age is fine. One-way / open-ended is fine. No return-ticket requirement; cover ends 72 hours after you leave immigration control at your final destination.Residence. UK, all EU countries and the EEA (Iceland, Liechtenstein, Norway). Also covers Australian, New Zealand and South African passport holders temporarily resident in the EU. Switzerland is not EEA, so check with them. | source checked 2026-08-03 |
| AXA SchengenBasic / Essential / Premium | Your residence works. Worldwide purchase; some countries (e.g. at war) not eligible.Age is fine. Needs a return date. Dated trips within visa logic.Europe-only product. This plan only covers trips within Europe or the Schengen area. | source checked 2026-08-03 |
| StaysureSingle trip / Annual / Long Stay | Age is fine. Residence. UK, Channel Islands or Isle of Man only, and you must have lived there for six of the last twelve months, with a local doctor and an NI number if you are 16 or over.Needs a return date. “We don’t cover one-way trips.” | source checked 2026-08-03 |
| True TravellerTraveller / Traveller Plus | Age is fine. One-way / open-ended is fine. No return ticket required.Residence. UK plus around 39 European countries: the EEA plus Switzerland, Andorra, Gibraltar, the Channel Islands, the Isle of Man and most of the Western Balkans. | source checked 2026-08-03 |
| Europ AssistanceSchengen / Schengen Plus | Your residence works. Residents of most countries worldwide, apart from an excluded list. EU residents may also buy for travel within Schengen outside their own country.Age is fine. Needs a return date. A visa-trip product with a return implied.Europe-only product. This plan only covers trips within Europe or the Schengen area. | source checked 2026-08-03 |
| Southern Cross Travel InsuranceInternational Comprehensive / Working Overseas | Age is fine. Residence. New Zealand permanent residents on the NZ site, Australian residents on the AU site.Needs a return date. You must intend to return to New Zealand: it is an eligibility criterion. | source checked 2026-08-03 |
| DR-WALTERPROVISIT VISUM / PROTRIP-WORLD | Your residence works. The inbound products are open to any non-German citizen visiting or staying in Germany, the EU or the Schengen area, whatever your nationality.Age is fine. One-way / open-ended is fine. The inbound and long-stay products are not tied to return travel.Europe-only product. This plan only covers trips within Europe or the Schengen area. | source checked 2026-08-03 |
| Care ConceptCare Visa Protect / Care Economy | Your residence works. Inbound Germany, EU and Schengen products for guests, students, jobseekers and skilled workers of any origin.Age is fine. One-way / open-ended is fine. Built for inbound migration cases such as jobseekers and family reunion, so not tied to return travel.Europe-only product. This plan only covers trips within Europe or the Schengen area. | source checked 2026-08-03 |
| Chapka AssurancesCap Aventure / Cap Schengen | Age is fine. Open-ended possible with conditions. Long-stay products of three to 24 months work for open-ended travel, though it is not stated explicitly.Residence. Cap Aventure covers residents of the EEA, Switzerland, Andorra, Monaco and the French overseas territories. Cap Schengen, by contrast, is open to any residence worldwide. | source checked 2026-08-03 |
| Allianz Travel (US)OneTrip / AllTrips | Age is fine. Needs a return date. Trip-based products built around a return. | source checked 2026-08-03 |
| AXA Travel Protection (US)Explorer series | Age is fine. Needs a return date. Not supported/marketed. | source checked 2026-08-03 |
| CoverForYouSingle trip / Backpacker / One-Way | Age is fine. One-way / open-ended is fine. A dedicated One-Way policy exists. The trip must still begin in the UK, but no return is required.Residence. United Kingdom only, and you must be permanently resident and registered with a UK medical practitioner. | source checked 2026-08-03 |
| FayeTravel Protection | Age is fine. Needs a return date. A round-trip shaped product; one-way not addressed. | source checked 2026-08-03 |
| InsureandGoSingle trip / Annual / Backpacker | Age is fine. Residence. UK residents only.Confirm with the insurer: One-way support | source checked 2026-08-03 |
| FreelyPay-as-you-go travel cover | Age is fine. Residence. Australian residents on the AU product; a separate product exists for US travellers.Confirm with the insurer: One-way support | source checked 2026-08-03 |
| TuGoEmergency Medical / Visitors to Canada | Age is fine. Residence. Canadian residents for the outbound products. A separate Visitors to Canada line covers non-residents already in or coming to Canada.Confirm with the insurer: One-way support | source checked 2026-08-03 |
Other situations for US residents
Profile used: resident of the United States, not yet departed, open trip, age band up to 39. Rules checked 2026-08-03. Insurers change eligibility without notice: confirm before you buy. Report an error.