VisitorsCoverage eligibility rules
One marketplace, ~15 carriers, the US-visitor insurance specialist. Every row below is taken from VisitorsCoverage's own policy wording, FAQ or terms, with the date we last checked it.
The rules in full
| Rule | Answer | What the wording says | Confidence |
|---|---|---|---|
| Who can buy it | Most countries | Customers from 175+ countries; actual eligibility per underlying plan. | partly |
| No fixed country of residence | Not verified | Per underlying plan. | low |
| Buying after you have left home | With conditions | Carries carriers that allow mid-trip purchase. | partly |
| Maximum age | 99 | Visitor plans to age 99 available in catalogue. | partly |
| One-way and open-ended trips | With conditions | Per underlying plan. | low |
| Longest trip | 36 months, renewable | Long-duration visitor plans available via carriers. | partly |
| Pre-existing conditions | With conditions | Strong acute-onset / visitor-insurance catalogue. | partly |
| Cover in the USA | Yes | Core specialisation. US visitor insurance. | verified |
| Schengen visa certificate | Yes | Sells Schengen-compliant plans from multiple carriers. | partly |
| Winter sports | With conditions | Per underlying plan. | low |
| Scuba diving | With conditions | Per underlying plan. | low |
| High-altitude trekking | With conditions | Per underlying plan. | low |
| Scooters and motorbikes | With conditions | Per underlying plan. | low |
| Working abroad | With conditions | Per underlying plan. | low |
| Trip cancellation | With conditions | Trip protection plans for US residents. | partly |
| Families | Yes | Family options across catalogue. | partly |
Who underwrites it
Pass-through to IMG, WorldTrips, Seven Corners, Trawick and others. The carrier matters more than the brand: it is the entity that actually pays your claim and the one whose regulator you would complain to.
Our commercial relationship
We may earn a commission if you buy through our link to VisitorsCoverage. That is disclosed on every link, and it never changes where they appear or in what order. $2–$300 per policy (2.4%–20% of sale), 30-day cookie.
Sources: visitorscoverage.com, flexoffers.com. Checked 2026-08-03. This is information about published eligibility rules, not advice, and not a guarantee of cover.