Visas · insurer fileSeven Corners
Seven Corners eligibility rules
Age 14 days to 99 years; US-visitor plans extendable to 3 years. Every row below is taken from Seven Corners's own policy wording, FAQ or terms, with the date we last checked it.
The rules in full
| Rule | Answer | What the wording says | Confidence |
|---|---|---|---|
| Who can buy it | Most countries | Near-worldwide, but the US-inbound plan cannot be sold to residents of Australia, Nigeria, Ghana and others; Green Card holders excluded. | verified |
| No fixed country of residence | Not verified | Residence declaration required. | low |
| Buying after you have left home | With conditions | Purchasable after arrival (reported); acute-onset benefit has a 7-day waiting period. | partly |
| Maximum age | 99 | 14 days to 99 years on Visitor plans; pre-existing benefits end at 79. | partly |
| One-way and open-ended trips | With conditions | No return requirement found on Travel Medical. | low |
| Longest trip | 36 months, renewable | 5–364 days; USA Visitor Choice extendable to 1,092 days (3 years). | verified |
| Pre-existing conditions | With conditions | Acute onset: ≤69 up to $75k; 70–79 much lower; 80+ none. | verified |
| Cover in the USA | Yes | Flagship USA Visitor line for non-US residents. | verified |
| Schengen visa certificate | With conditions | Marketed as satisfying Schengen requirements with visa letter (reported). | partly |
| Winter sports | With conditions | Via optional Adventure Activities rider. | partly |
| Scuba diving | With conditions | Rider covers scuba ≤30m certified. | verified |
| High-altitude trekking | With conditions | Check rider list. | low |
| Scooters and motorbikes | With conditions | Motorcycles ≤250cc addressed via rider; verify plan documents. | partly |
| Working abroad | With conditions | Group channel for missionaries/volunteers exists. | partly |
| Trip cancellation | With conditions | Trip Protection line for US residents only; CFAR optional. | verified |
| Families | Yes | Family policies and group plans. | partly |
Who underwrites it
Crum & Forster SPC / HDI Global Specialty SE. The carrier matters more than the brand: it is the entity that actually pays your claim and the one whose regulator you would complain to.
Our commercial relationship
We may earn a commission if you buy through our link to Seven Corners. That is disclosed on every link, and it never changes where they appear or in what order. Per-sale, rates unpublished; public quote/purchase API exists.
Sources: sevencorners.com, sevencorners.com. Checked 2026-08-03. This is information about published eligibility rules, not advice, and not a guarantee of cover.