Visas · insurer fileSafetyWing
SafetyWing eligibility rules
Built for nomads. Subscription that follows you. Every row below is taken from SafetyWing's own policy wording, FAQ or terms, with the date we last checked it.
The rules in full
| Rule | Answer | What the wording says | Confidence |
|---|---|---|---|
| Who can buy it | Most countries | Sold to residents of most countries; home country must not be under international sanctions. | verified |
| No fixed country of residence | With conditions | Subscription model tolerates nomadic life; formal 'no residence' status not addressed in wording. | partly |
| Buying after you have left home | Yes | “Sign up before you depart or at any point during your travels.” One 2026 source reports a 3-day illness wait mid-trip, read current wording. | verified |
| Maximum age | 69 | Age brackets end at 60–69; a policy bought at 69 runs to term. | verified |
| One-way and open-ended trips | Yes | Subscription, no return date or ticket required. | verified |
| Longest trip | 12 months, renewable | Up to 364 days per purchase, auto-renews every 4 weeks. | verified |
| Pre-existing conditions | No | Pre-existing conditions excluded; no screening path. | verified |
| Cover in the USA | With conditions | Optional paid US add-on (non-US residents only). | verified |
| Schengen visa certificate | With conditions | Exceeds €30k medical; downloadable visa letter, consulate acceptance varies. | partly |
| Winter sports | Yes | On-piste ski/snowboard with helmet covered as standard. | verified |
| Scuba diving | With conditions | Adventure Sports add-on required for many higher-risk activities. | partly |
| High-altitude trekking | With conditions | Check altitude limits under the Adventure Sports add-on. | partly |
| Scooters and motorbikes | With conditions | Covered if licensed for the area (incl. IDP where required) + helmet; over 50cc needs the Adventure Sports add-on. | verified |
| Working abroad | Not verified | Aimed at remote workers; manual-work exclusions not verified. | low |
| Trip cancellation | No | No trip cancellation (trip interruption ~$5,000 included). | verified |
| Families | Yes | Child age brackets exist; verify current child rules. | partly |
Who underwrites it
SafetyWing Insurance I.I. (Puerto Rico, Class 5). The carrier matters more than the brand: it is the entity that actually pays your claim and the one whose regulator you would complain to.
Our commercial relationship
We may earn a commission if you buy through our link to SafetyWing. That is disclosed on every link, and it never changes where they appear or in what order. ~10% of premium, reported recurring for the referred user's first 364 days.
Sources: safetywing.com, intercom.help. Checked 2026-08-03. This is information about published eligibility rules, not advice, and not a guarantee of cover.