Europ Assistance eligibility rules
The other big Schengen visa name. Any residence, but strictly before you travel. Every row below is taken from Europ Assistance's own policy wording, FAQ or terms, with the date we last checked it.
The rules in full
| Rule | Answer | What the wording says | Confidence |
|---|---|---|---|
| Who can buy it | Most countries | Residents of most countries worldwide, apart from an excluded list. EU residents may also buy for travel within Schengen outside their own country. | verified |
| No fixed country of residence | With conditions | Purchase is keyed to the trip rather than strictly to residence. | partly |
| Buying after you have left home | No | “This Policy must be purchased before your Trip starts.” | verified |
| Maximum age | 74 | You must be 74 or younger at the moment of purchase. | verified |
| One-way and open-ended trips | No | A visa-trip product with a return implied. | partly |
| Longest trip | 90 days | Visa-aligned: 90 days, or 90 in any 180, with an annual multi-trip option. | verified |
| Pre-existing conditions | No | No pre-screening and pre-existing conditions are excluded. | verified |
| Cover in the USA | No | A Schengen-territory product. | verified |
| Schengen visa certificate | Yes | The reference product: €30,000 on Schengen and €60,000 on Schengen Plus, instant certificate recognised by embassies, and a full premium refund if the visa is refused. | verified |
| Winter sports | Not verified | Not verified; assume standard exclusions. | low |
| Scuba diving | Not verified | Not verified. | low |
| High-altitude trekking | Not verified | Not verified. | low |
| Scooters and motorbikes | Not verified | Not verified. | low |
| Working abroad | With conditions | Business travellers accepted; work-specific cover not verified. | partly |
| Trip cancellation | No | No general cancellation cover. | verified |
| Families | Yes | Individuals, families and groups. | verified |
Who underwrites it
Europ Assistance S.A., Irish Branch (Dublin). The carrier matters more than the brand: it is the entity that actually pays your claim and the one whose regulator you would complain to.
Our commercial relationship
We may earn a commission if you buy through our link to Europ Assistance. That is disclosed on every link, and it never changes where they appear or in what order. 12% CPO on Awin Germany with a 60-day cookie; the direct Schengen programme explicitly targets comparison sites.
Sources: schengen.europ-assistance.com, schengen.europ-assistance.com. Checked 2026-08-03. This is information about published eligibility rules, not advice, and not a guarantee of cover.