EKTA eligibility rules
Any passport, age 0–100, visa-ready. Offshore carrier, read the fine print. Every row below is taken from EKTA's own policy wording, FAQ or terms, with the date we last checked it.
The rules in full
| Rule | Answer | What the wording says | Confidence |
|---|---|---|---|
| Who can buy it | Any residence | “Suitable for citizens of all countries”, valid worldwide. | partly |
| No fixed country of residence | With conditions | No residence gating found in purchase flow. | partly |
| Buying after you have left home | Yes | “Already travelling” option; policy becomes effective after 3 days. | verified |
| Maximum age | 100 | 0–100; dedicated Seniors product for 60+. | verified |
| One-way and open-ended trips | Yes | Date-bound policies, no return-ticket requirement. | partly |
| Longest trip | 12 months | Long-term and annual options to ~1 year. | partly |
| Pre-existing conditions | Not verified | Not addressed in marketing; standard exclusions expected, check policy PDF. | low |
| Cover in the USA | Yes | USA available as destination. | partly |
| Schengen visa certificate | Yes | “Suitable for obtaining a Schengen visa”. Visa-Ready plans. | verified |
| Winter sports | With conditions | Active tier: marked-track skiing; Extreme tier for freestyle. | partly |
| Scuba diving | With conditions | Extreme tier. | partly |
| High-altitude trekking | With conditions | Extreme tier includes mountaineering. | partly |
| Scooters and motorbikes | Not verified | Tier placement and licence rules not published. | low |
| Working abroad | Not verified | Not verified. | low |
| Trip cancellation | With conditions | Included in some plans. | low |
| Families | Yes | Multi-traveller checkout supported. | partly |
Who underwrites it
IC 'Auras Insurance' LLC (Union of the Comoros), offshore licence; weigh this in your decision. The carrier matters more than the brand: it is the entity that actually pays your claim and the one whose regulator you would complain to.
Our commercial relationship
We may earn a commission if you buy through our link to EKTA. That is disclosed on every link, and it never changes where they appear or in what order. 20% of policy cost (confirmed on Travelpayouts), 30-day cookie.
Sources: ektatraveling.com, travelpayouts.com. Checked 2026-08-03. This is information about published eligibility rules, not advice, and not a guarantee of cover.