Visas · insurer filebattleface
battleface eligibility rules
Goes where others won't, including advisory-listed countries. Every row below is taken from battleface's own policy wording, FAQ or terms, with the date we last checked it.
The rules in full
| Rule | Answer | What the wording says | Confidence |
|---|---|---|---|
| Who can buy it | Many countries | US, UK, EU + international storefronts; full residence list not verifiable (site blocks robots). | low |
| No fixed country of residence | Not verified | Not verified. | low |
| Buying after you have left home | Yes | Dedicated Already Abroad product; cover starts 24h after purchase; no cancellation benefits post-departure. | partly |
| Maximum age | 85 | Plans available up to age 85 (COVID medical cover only to 59). | partly |
| One-way and open-ended trips | With conditions | Post-departure product structure suggests feasible; unverified. | low |
| Longest trip | 12 months | Up to ~12 months in some markets; annual plan 40–92 days per trip. | low |
| Pre-existing conditions | With conditions | Excluded by default; US Discovery waiver if bought within 15 days of first trip deposit. | partly |
| Cover in the USA | Yes | US-admitted product via Spinnaker. | partly |
| Schengen visa certificate | Not verified | Not verified. | low |
| Winter sports | With conditions | US Discovery covers 200+ activities as standard. | partly |
| Scuba diving | With conditions | Within the 200+ activities list (US plan). | partly |
| High-altitude trekking | With conditions | Within activities list; check altitude. | low |
| Scooters and motorbikes | Not verified | Policy wording not accessible to verify. | low |
| Working abroad | With conditions | Heritage in journalist/NGO/high-risk cover. | partly |
| Trip cancellation | With conditions | Modular, optional pre-departure; absent on post-departure policies. | partly |
| Families | Not verified | Not verified. | low |
Who underwrites it
Lloyd's underwriters; Spinnaker (US). The carrier matters more than the brand: it is the entity that actually pays your claim and the one whose regulator you would complain to.
Our commercial relationship
We have no commercial relationship with battleface. They appear here because the rules fit some travellers, not because they pay us.
Sources: battleface.com, battleface.com. Checked 2026-08-03. This is information about published eligibility rules, not advice, and not a guarantee of cover.