Visas · insurer fileAXA Schengen
AXA Schengen eligibility rules
The Schengen-visa specialist, any nationality, from €4.90. Every row below is taken from AXA Schengen's own policy wording, FAQ or terms, with the date we last checked it.
The rules in full
| Rule | Answer | What the wording says | Confidence |
|---|---|---|---|
| Who can buy it | Most countries | Worldwide purchase; some countries (e.g. at war) not eligible. | verified |
| No fixed country of residence | With conditions | Purchase keyed to trip, not strongly to residence. | partly |
| Buying after you have left home | No | Must be purchased before your trip starts and cover the entire trip. | verified |
| Maximum age | No stated cap | No age limit published; flat pricing historically. | partly |
| One-way and open-ended trips | No | Dated trips within visa logic. | partly |
| Longest trip | 90 days | Up to 90 days per stay; Annual = unlimited ≤90-day trips. | verified |
| Pre-existing conditions | No | Known/diagnosed conditions excluded; no screening. | verified |
| Cover in the USA | No | Europe-only product. | verified |
| Schengen visa certificate | Yes | Core product: €30k–€2M cover, instant certificate, full refund if visa refused. | verified |
| Winter sports | Not verified | IPID not verified. | low |
| Scuba diving | Not verified | Not verified. | low |
| High-altitude trekking | Not verified | Not verified. | low |
| Scooters and motorbikes | Not verified | Not verified. | low |
| Working abroad | Not verified | Not verified. | low |
| Trip cancellation | With conditions | Not core; higher tiers add ancillary benefits. | low |
| Families | Yes | Up to 10 people per purchase. | verified |
Who underwrites it
AXA Assistance entity (Inter Partner Assistance SA, reported). The carrier matters more than the brand: it is the entity that actually pays your claim and the one whose regulator you would complain to.
Our commercial relationship
We may earn a commission if you buy through our link to AXA Schengen. That is disclosed on every link, and it never changes where they appear or in what order. Negotiable; post-click AND post-view commission.
Sources: axa-schengen.com, axa-schengen.com. Checked 2026-08-03. This is information about published eligibility rules, not advice, and not a guarantee of cover.