Visas · head to headWorldTrips vs Seven Corners
WorldTrips vs Seven Corners
Compared on eligibility rather than price: who each will actually accept. Possibly the best default for already-departed travellers and scooter riders. Age 14 days to 99 years; US-visitor plans extendable to 3 years.
The rules side by side
| Rule | WorldTripsAtlas Travel / Atlas America | Seven CornersTravel Medical / USA Visitor |
|---|---|---|
| Who can buy it | Most countriesUS and non-US citizens eligible outside their home countries. | Most countriesNear-worldwide, but the US-inbound plan cannot be sold to residents of Australia, Nigeria, Ghana and others; Green Card holders excluded. |
| Buy after you have left home | YesEffective date can be 'the moment you depart'; purchasable while traveling (one FAQ extraction conflicted, verify at checkout). | With conditionsPurchasable after arrival (reported); acute-onset benefit has a 7-day waiting period. |
| Maximum age | No capNo max age. 65–79 capped at $100,000 overall; 80+ capped at $10,000. | 9914 days to 99 years on Visitor plans; pre-existing benefits end at 79. |
| One-way or open-ended trips | YesCover simply ends when you return home; no return requirement. | With conditionsNo return requirement found on Travel Medical. |
| Longest trip | 12 months5–364 days, max 12 months including extensions. | 36 months, renewable5–364 days; USA Visitor Choice extendable to 1,092 days (3 years). |
| Pre-existing conditions | With conditionsExcluded; acute onset covered up to overall max for under-80s. | With conditionsAcute onset: ≤69 up to $75k; 70–79 much lower; 80+ none. |
| Cover in the USA | YesAtlas America includes USA for non-US residents. | YesFlagship USA Visitor line for non-US residents. |
| Schengen visa certificate | Yes“Meets Schengen visa requirements”; letter via member portal, confirmed on official FAQ. | With conditionsMarketed as satisfying Schengen requirements with visa letter (reported). |
| Winter sports | YesIn-bounds recreational ski/snowboard covered by default. | With conditionsVia optional Adventure Activities rider. |
| Scuba diving | With conditionsRecreational sports default; several water sports on the excluded list, check yours. | With conditionsRider covers scuba ≤30m certified. |
| High-altitude trekking | With conditionsMountaineering ≥4,500m excluded. | With conditionsCheck rider list. |
| Scooters and motorbikes | YesOrdinary motorcycle/scooter riding not excluded (dirt bikes, ATVs and racing are); helmet required via safety-equipment condition. | With conditionsMotorcycles ≤250cc addressed via rider; verify plan documents. |
| Working abroad | With conditionsNo general occupational exclusion; workers'-comp claims excluded. | With conditionsGroup channel for missionaries/volunteers exists. |
| Trip cancellation | NoAtlas Travel has interruption only; Atlas Journey (US residents) for cancellation. | With conditionsTrip Protection line for US residents only; CFAR optional. |
| Families | YesFamily purchase supported; group discount for 5+. | YesFamily policies and group plans. |
| No fixed country of residence | With conditionsHome-country logic; nomads routinely covered outside declared home. | Not verifiedResidence declaration required. |
Both columns are generated from the same rule database the checker uses. Sources: WorldTrips and Seven Corners, checked 2026-08-03.
Who each one suits
- WorldTrips makes sense when you have already left home, or age is the constraint that usually blocks you.
- Seven Corners makes sense when you are comfortably under 99.
Both columns come from the same rule database the checker uses. Sources: WorldTrips and Seven Corners, checked 2026-08-03.