Visas · head to headVisitorsCoverage vs Seven Corners
VisitorsCoverage vs Seven Corners
Compared on eligibility rather than price: who each will actually accept. One marketplace, ~15 carriers, the US-visitor insurance specialist. Age 14 days to 99 years; US-visitor plans extendable to 3 years.
The rules side by side
| Rule | VisitorsCoverageMarketplace (40+ plans) | Seven CornersTravel Medical / USA Visitor |
|---|---|---|
| Who can buy it | Most countriesCustomers from 175+ countries; actual eligibility per underlying plan. | Most countriesNear-worldwide, but the US-inbound plan cannot be sold to residents of Australia, Nigeria, Ghana and others; Green Card holders excluded. |
| Buy after you have left home | With conditionsCarries carriers that allow mid-trip purchase. | With conditionsPurchasable after arrival (reported); acute-onset benefit has a 7-day waiting period. |
| Maximum age | 99Visitor plans to age 99 available in catalogue. | 9914 days to 99 years on Visitor plans; pre-existing benefits end at 79. |
| One-way or open-ended trips | With conditionsPer underlying plan. | With conditionsNo return requirement found on Travel Medical. |
| Longest trip | 36 months, renewableLong-duration visitor plans available via carriers. | 36 months, renewable5–364 days; USA Visitor Choice extendable to 1,092 days (3 years). |
| Pre-existing conditions | With conditionsStrong acute-onset / visitor-insurance catalogue. | With conditionsAcute onset: ≤69 up to $75k; 70–79 much lower; 80+ none. |
| Cover in the USA | YesCore specialisation. US visitor insurance. | YesFlagship USA Visitor line for non-US residents. |
| Schengen visa certificate | YesSells Schengen-compliant plans from multiple carriers. | With conditionsMarketed as satisfying Schengen requirements with visa letter (reported). |
| Winter sports | With conditionsPer underlying plan. | With conditionsVia optional Adventure Activities rider. |
| Scuba diving | With conditionsPer underlying plan. | With conditionsRider covers scuba ≤30m certified. |
| High-altitude trekking | With conditionsPer underlying plan. | With conditionsCheck rider list. |
| Scooters and motorbikes | With conditionsPer underlying plan. | With conditionsMotorcycles ≤250cc addressed via rider; verify plan documents. |
| Working abroad | With conditionsPer underlying plan. | With conditionsGroup channel for missionaries/volunteers exists. |
| Trip cancellation | With conditionsTrip protection plans for US residents. | With conditionsTrip Protection line for US residents only; CFAR optional. |
| Families | YesFamily options across catalogue. | YesFamily policies and group plans. |
| No fixed country of residence | Not verifiedPer underlying plan. | Not verifiedResidence declaration required. |
Both columns are generated from the same rule database the checker uses. Sources: VisitorsCoverage and Seven Corners, checked 2026-08-03.
Who each one suits
- VisitorsCoverage makes sense when you are comfortably under 99.
- Seven Corners makes sense when you are comfortably under 99.
Both columns come from the same rule database the checker uses. Sources: VisitorsCoverage and Seven Corners, checked 2026-08-03.