Visas · head to headbattleface vs EKTA
battleface vs EKTA
Compared on eligibility rather than price: who each will actually accept. Goes where others won't, including advisory-listed countries. Any passport, age 0–100, visa-ready. Offshore carrier, read the fine print.
The rules side by side
| Rule | battlefacePost-Departure / Discovery | EKTATravel / Seniors / Visa-Ready |
|---|---|---|
| Who can buy it | Many countriesUS, UK, EU + international storefronts; full residence list not verifiable (site blocks robots). | Any residence“Suitable for citizens of all countries”, valid worldwide. |
| Buy after you have left home | YesDedicated Already Abroad product; cover starts 24h after purchase; no cancellation benefits post-departure. | Yes“Already travelling” option; policy becomes effective after 3 days. |
| Maximum age | 85Plans available up to age 85 (COVID medical cover only to 59). | 1000–100; dedicated Seniors product for 60+. |
| One-way or open-ended trips | With conditionsPost-departure product structure suggests feasible; unverified. | YesDate-bound policies, no return-ticket requirement. |
| Longest trip | 12 monthsUp to ~12 months in some markets; annual plan 40–92 days per trip. | 12 monthsLong-term and annual options to ~1 year. |
| Pre-existing conditions | With conditionsExcluded by default; US Discovery waiver if bought within 15 days of first trip deposit. | Not verifiedNot addressed in marketing; standard exclusions expected, check policy PDF. |
| Cover in the USA | YesUS-admitted product via Spinnaker. | YesUSA available as destination. |
| Schengen visa certificate | Not verifiedNot verified. | Yes“Suitable for obtaining a Schengen visa”. Visa-Ready plans. |
| Winter sports | With conditionsUS Discovery covers 200+ activities as standard. | With conditionsActive tier: marked-track skiing; Extreme tier for freestyle. |
| Scuba diving | With conditionsWithin the 200+ activities list (US plan). | With conditionsExtreme tier. |
| High-altitude trekking | With conditionsWithin activities list; check altitude. | With conditionsExtreme tier includes mountaineering. |
| Scooters and motorbikes | Not verifiedPolicy wording not accessible to verify. | Not verifiedTier placement and licence rules not published. |
| Working abroad | With conditionsHeritage in journalist/NGO/high-risk cover. | Not verifiedNot verified. |
| Trip cancellation | With conditionsModular, optional pre-departure; absent on post-departure policies. | With conditionsIncluded in some plans. |
| Families | Not verifiedNot verified. | YesMulti-traveller checkout supported. |
| No fixed country of residence | Not verifiedNot verified. | With conditionsNo residence gating found in purchase flow. |
Both columns are generated from the same rule database the checker uses. Sources: battleface and EKTA, checked 2026-08-03.
Who each one suits
- battleface makes sense when you have already left home, or you are comfortably under 85.
- EKTA makes sense when you have already left home, or you are comfortably under 100.
Both columns come from the same rule database the checker uses. Sources: battleface and EKTA, checked 2026-08-03.