Visas · head to headAXA Travel Protection (US) vs Faye
AXA Travel Protection (US) vs Faye
Compared on eligibility rather than price: who each will actually accept. Classic pre-departure trip protection, US only. Slick app, fast claims, US residents only, and only before you leave.
The rules side by side
| Rule | AXA Travel Protection (US)Explorer series | FayeTravel Protection |
|---|---|---|
| Who can buy it | Set list of countriesUS residents only (reportedly excl. NH & MA). | Set list of countriesUS residents in all 50 states. Not Puerto Rico, the US Virgin Islands, Guam, American Samoa or the Northern Mariana Islands. |
| Buy after you have left home | NoMust buy at least a day before departure (official FAQ). | NoYou can buy up until departure but not once travel has begun. |
| Maximum age | No capNo published maximum; purchaser must be 18+. | No capNo upper age limit found in official wording (reported, not confirmed). |
| One-way or open-ended trips | NoNot supported/marketed. | NoA round-trip shaped product; one-way not addressed. |
| Longest trip | 180 daysExplorer OnTrip to 180 days; other plans 30–120. | 180 daysMaximum trip length 180 days. |
| Pre-existing conditions | With conditionsWaiver if bought within 14 days of initial deposit (Select/Elite). | With conditionsPre-existing condition waiver if you buy within 14 days of your first trip deposit and are medically able to travel. Otherwise excluded. |
| Cover in the USA | YesUS-resident market, domestic + international. | YesUS residents travelling domestically and internationally. |
| Schengen visa certificate | NoNot a visa-letter product. | Not verifiedNot a visa product. |
| Winter sports | Not verifiedWording not verified. | With conditionsVia the optional adventure add-on. |
| Scuba diving | Not verifiedNot verified. | With conditionsVia the optional adventure add-on. |
| High-altitude trekking | Not verifiedNot verified. | With conditionsVia the optional adventure add-on. |
| Scooters and motorbikes | Not verifiedNot verified. | Not verifiedNot verified. |
| Working abroad | Not verifiedNot verified. | Not verifiedNot verified. |
| Trip cancellation | YesCore benefit; CFAR upgrades on higher tiers. | YesCore benefit, with an optional cancel-for-any-reason upgrade. |
| Families | YesMulti-traveller plans. | YesMulti-traveller policies. |
| No fixed country of residence | NoUS residency required. | NoUS residency required. |
Both columns are generated from the same rule database the checker uses. Sources: AXA Travel Protection (US) and Faye, checked 2026-08-03.
Who each one suits
- AXA Travel Protection (US) makes sense when age is the constraint that usually blocks you.
- Faye makes sense when age is the constraint that usually blocks you.
Both columns come from the same rule database the checker uses. Sources: AXA Travel Protection (US) and Faye, checked 2026-08-03.